RETAIL | LOYALTY AND REWARDS | POINTS

Point Based Rewards Management System for Retail Loyalty Programs

Kissflow keeps one running point ledger per customer: what they earned, when it expires, what they have redeemed, and what their live balance is right now, visible the same way whether the earning happened at the register, on the mobile app, or through the online store.

Point Based Rewards Management System

Trusted by leading retailers worldwide

Godrej
Reckitt
Schnucks
Sony
Lenskart
CJ Express

The point balance on the receipt and the point balance in the backend do not always agree.

Points accrue from a purchase, a bonus promotion, and a referral, sometimes all inside the same month, and a customer expects the balance on their account to reflect every one of them by the time they check it. That expectation only holds if accrual, expiry, and redemption are calculated from the same source. When accrual rules live in one system, expiry dates get tracked in a spreadsheet someone updates when they remember, and redemptions are deducted by hand after the fact, the balance a customer sees on the receipt and the balance the backend actually holds start to drift apart. A cashier ends up overriding a number they cannot explain, and a support ticket gets filed over points that should have expired but never did, or points that were redeemed twice because nobody recorded the first deduction in time. Kissflow runs accrual, expiry tracking, and redemption deduction against one running ledger per customer, so the number on the receipt, the number in the loyalty app, and the number finance reports as outstanding liability are always the same number.

Where a point balance stops being trustworthy

Accrual rules are inconsistent

Different promotions calculate points differently, with no single rule engine enforcing them.

Expiry is tracked manually

Points that should have expired stay on the balance, or expire without warning.

Redemptions lag the ledger

A redemption is approved before the balance is actually deducted, creating a mismatch.

No rollup by segment

Nobody can see total outstanding point liability or redemption rate across the program.

Six modules. From point accrual engine through program liability dashboard, in one connected app.

Configure earning rules, expiry windows, and redemption deduction logic.

Point accrual engine

Points are calculated automatically against configured earning rules for every purchase, bonus promotion, or qualifying action.

Per-customer point ledger

Every earn, expiry, and redemption is written to the customer's running ledger, so the balance always reflects the full history.

Expiry tracking

Points approaching their expiry date are flagged in advance and, where configured, expired automatically without manual review.

Redemption deduction

A redemption deducts from the live balance the instant it is approved, instead of waiting for a batch update overnight.

Balance reconciliation

The ledger balance is checked regularly against accrual and redemption records to catch drift before a customer ever notices.

Program liability dashboard

Outstanding point liability and redemption rate roll up across the entire customer base for finance and marketing to review.

From request to system of record in four steps

Capture

Capture

A purchase, bonus promotion, or qualifying action accrues points against the customer's running ledger, from the register, the mobile app, or the online store.

Validate

Validate

The running balance updates in real time as points earn, near expiry, or get redeemed, kept consistent across every channel.

Track

Track

Points nearing their expiry window are flagged in advance, before they lapse and become a customer complaint, and a redemption deducts from the balance the moment it is approved.

Report

Report

Because the ledger is the system of record, each customer's live balance, earned, expired, and redeemed, is accurate the same way on every channel, with no re-keying.

What changes when Point Based Rewards runs on Kissflow

Process
Before Kissflow
On Kissflow
Point accrual
Calculated differently by promotion
One rule engine applied consistently
Balance visibility
A number that may be stale
A live, per-customer ledger
Expiry tracking
Manual, often missed
Flagged automatically ahead of the deadline
Redemption deduction
Lags the actual balance
Deducted the moment it is approved
Reconciliation
Discovered at audit time
Checked continuously against the ledger
Liability visibility
Not tracked
A live dashboard of outstanding points
Process Before Kissflow On Kissflow
Point accrual Calculated differently by promotion One rule engine applied consistently
Balance visibility A number that may be stale A live, per-customer ledger
Expiry tracking Manual, often missed Flagged automatically ahead of the deadline
Redemption deduction Lags the actual balance Deducted the moment it is approved
Reconciliation Discovered at audit time Checked continuously against the ledger
Liability visibility Not tracked A live dashboard of outstanding points

Connects to your POS and e-commerce platforms; Kissflow does not replace your loyalty engine of record

Kissflow runs the accrual, ledger, and expiry layer. Your POS or e-commerce platform stays the system of record for the transaction itself.

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Built for how a point balance actually needs to stay accurate

One rule engine, not five

Every promotion calculates points the same consistent way.

Expiry that does not surprise anyone

A lapsing balance is flagged well before the deadline.

Liability you can actually see

Outstanding point value rolls up across the whole customer base.

Live in weeks

Configure accrual and expiry rules in the visual builder, or describe the use case to the AI Builder.

Governed from day one

Role-based access and a full audit trail on every point transaction.

One ledger across every channel

In-store, app, and online earning post to the same balance.

We help loyalty teams keep a point balance customers can actually trust

McDermott

“If a company cannot enable everybody to use AI, they will never get the true benefit of AI. Platforms like Kissflow allow us to put that capability in the hands of our users in a safe way.”

Vagesh Dave

GVP & CIO at McDermott International, Ltd

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KEY HIGHLIGHTS
5M+
work items processed
5,526
active users
400+
active workflow created without IT dependency
Puma Energy
INDUSTRY Energy
HEADQUATERS USA

“Advanced automation of all processes is easy to set up. I cannot imagine how to manage workflows without this software.”

Tanay Tiwary

Global Head - Digitalization & Business Improvement

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KEY HIGHLIGHTS
700+
Use Cases
73%
Operation Efficiency
1001 - 5000
# of Employees
SN Aboitiz Power Group

“Kissflow supports rapid application development by building a working application prototype in the shortest amount of time.”

Maria Theresa Cabigon

CIO, SN Aboitiz Power Group

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KEY HIGHLIGHTS
451%
ROI
2.8 months
Payback period
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    No. Your POS or e-commerce platform stays the system of record for the transaction. Kissflow runs the accrual, ledger, and expiry layer.

    This app tracks the point ledger itself, earning, expiry, and redemption deduction. Tiered Loyalty Program Management System uses that point or spend total to assign a customer's tier and benefits.

    Yes, earning rules are configured per promotion and applied consistently by the engine.

    Yes, an expiry warning is configured ahead of the lapse date so the balance does not surprise a customer.

    Yes, earning and redemption from in-store, app, and online activity post to the same live ledger.

    Yes, a program-wide dashboard rolls up outstanding points and redemption rate.

    Configuration and AI-assisted app generation move delivery from a multi-month program to a matter of weeks.

    Kissflow is certified to SOC 1, SOC 2, SOC 3, and ISO/IEC 27001, with role-based access and a full audit log on every record.