What Is a Credit Limit Management App?
It’s a control system that defines the maximum allowable credit for customers based on scoring, financials, historical behavior, and business rules. You can auto-assign limits or push them for approval based on request type or changes in credit health.

It ensures:

• Clear spending boundaries for each account
  
  
• Risk-aligned exposure management
  
  
• Rule-based assignments and exception handling
  
  
• Full visibility into limit history and revisions
  
  

Why Do Finance Teams Need This?
Without centralized limit management, teams face:

• Uncontrolled exposure and credit policy violations
  
  
• Manual tracking of approvals and exceptions
  
  
• Difficulty updating limits as customer profiles change
  
  
• Poor alignment with credit risk recommendations
  
  

Key Benefits:

• Define and auto-assign limits based on rules
  
  
• Push over-limit requests into approval workflows
  
  
• View and adjust limits with full justification history
  
  
• Align limits with real-time risk and payment data
  
  

Govern Credit Limits With Low-Code Rules and Workflows

Using Kissflow’s low-code builder, you can define credit assignment rules like “Auto-limit = 20% of last 12 months’ revenue,” or “Limit capped at 2x outstanding balance.” Customize workflows for limit increases, set review intervals, and link to compliance alerts.

Approval chains for exception handling are also configurable, with reminders and audit logs.

Why Choose a Limit App Built on Low-Code?

• 🎯 Align credit limits to evolving business criteria
  
  
• 🔄 Auto-adjust or trigger reviews based on behavior or score
  
  
• 📊 Visualize exposure vs. limit at account level
  
  
• 🔧 Modify rules, formulas, and workflows as needed
  
  

💡 Who Is This For?

• Finance controllers managing customer credit risk
  
  
• Credit ops teams issuing limits at scale
  
  
• Sales finance leads requesting limit changes
  
  
• Compliance teams ensuring policy adherence